VISION MISSION WHY MAKE DEPOSITS IN MODAL TEMAN? SUPPORTING UMKM We invite you to play an active role in developing the UKM sector as the lifeblood of the national economy. CONVENIENT AND PROFITABLE Ease of funding with a variety of UKM that provide very attractive returns. Analytics Managed by experienced professionals in the fields of commercial banking, investment banking and information technology. REQUIREMENTS TO BECOME A FUNDER PROCESS OF FUNDING APPLICATIONS WHY LOAN IN MODAL TEMAN? COMPETITIVE Competitive interest rates in accordance with the assessment of the credit risk level of each business actor and the funding rate of up to 90%. FAST AND TRANSPARENT With the Fintech system and national reach, the loan process is much faster, more practical and transparent than the conventional process. REFERRAL PROGRAM By bringing lenders to join the funding program, borrowers can reduce borrowing costs with referral commissions. MAIN REQUIREMENTS TO BECOME A BORROWING CUSTOMER LOAN APPLICATION PROCESS